Our approach

Our approach

As an institutional investor, we strive to play a leading role in responsible investment within the financial sector. For us, responsible investment is not an end in itself, but a means of creating long-term value for all stakeholders. By systematically applying ethical and sustainability criteria, we take our social responsibility seriously.


Three key objectives

Our investment approach is based on three key objectives:

  1. Creating positive impact by investing in companies and projects that contribute to a more sustainable world; 

  2. Encouraging change through dialogue with companies and policymakers to promote responsible behavior and sustainable entrepreneurship;

  3. Reducing negative impact by excluding companies and countries that do not comply with the Responsible Investment Policy.


The focus themes

These objectives are supported by four focus themes that guide our investment policy: 

  • Climate change & Energy transition: we take action to limit the worst effects of climate change and make our society resilient to its effects. 

  • Biodiversity & Natural Resources: we strive to protect and, where possible, restore the biodiversity of our planet and promote the sustainable use of our natural resources.  

  • Health & Well-being: we support companies and projects that improve people's health and well-being, because we recognize that these are fundamental to quality of life. 

  • Human Rights: We stand for the protection and promotion of human rights, recognizing that they form the basis of a just and fair society.


With this integrated approach, we not only want to create sustainable value for our customers, but also contribute to a better world. Transparency, responsibility, and a long-term vision are at the core of this approach.

Impact investing

We are actively committed to a sustainable and inclusive future through impact investments. Impact investments play a crucial role and are defined by us as investments with the intention of achieving demonstrable social and environmental benefits in addition to financial returns.

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