By using our website, you agree to the terms and conditions below. Please note that these terms and conditions are subject to periodic change. Website visitors are advised to periodically check these terms and conditions for any changes.


These terms and conditions (‘Terms of Use’) apply to visits to and use of this website of a.s.r. vermogensbeheer (‘a.s.r.’), as well as to the information, recommendations and/or services made available to you on or through this website (‘the Information’).

Information and liability

The Information provided on this website does not constitute an offer, investment advice or a financial service. Nor is the Information intended to encourage any person or organisation to buy or sell any financial product, including units in an investment fund, or to purchase any service from a.s.r. vermogensbeheer, and nor is it intended to inform any investment decision.

The Information is exclusively intended for general information purposes and may not be construed as advice. a.s.r. is not liable for any damage resulting from the use of (or impossibility to use) the website, including damage resulting from viruses or the inaccuracy or incompleteness of the Information, unless such damage is the result of a.s.r.’s intent or gross negligence. Furthermore, a.s.r. is not liable for any damage resulting from the use of electronic means of communicating with this website, including – but not limited to – damage resulting from non-delivery or delayed delivery of electronic messages, or interception or manipulation of electronic messages by third parties or by software/hardware used for electronic communication and transmission of viruses.

Links to other websites

This website links to external internet pages. a.s.r. is not liable for the use or content of such linked internet pages or of internet pages linking to the a.s.r. website. Our cookie policy and privacy statement do not apply to personal data collected and processed from you on or through these external websites.

Personal data protection

The collection and processing of personal data through this website are subject to our privacy statement and cookie policy.

Property rights

Unless otherwise indicated, all rights to the website and the Information, including copyrights and other intellectual property rights, are vested in a.s.r.
Visitors may consult the website and the Information and make copies for their own use, for example by printing or saving them. Any other use of the website or the Information, for example saving or reproducing (all or part of) the a.s.r. website in another internet page or creating links, hyperlinks or deeplinks between the a.s.r. website and any other internet page, is not permitted without a.s.r.’s express written consent.

Both a.s.r. vermogensbeheer and a.s.r. de nederlandse vermogensbeheerders are registered trademarks of ASR Nederland N.V.


If these Terms of Use are or become partially invalid, the parties will continue to be bound by the remaining part. The parties will replace the invalid part by clauses that are valid and whose legal consequences most closely approximate those of the invalid part in view of the content and purport of these Terms of Use.

Applicable law and competent court

These Terms of Use and our privacy statement and cookie policy are governed exclusively by Dutch law. All disputes arising in connection with these Terms of Use and our privacy statement and cookie policy, including disputes about their existence and validity, will be settled by the competent court in Midden-Nederland.